Updated with 60k+Upto$100 back offer, new rewards structure, new $84 Dunkin’ and $100 Resy credits, increased annual fee, white gold option. The American Express® Gold Card has been refreshed again in order to get back to its former glory as a status card with some new perks including $120 in Uber Cash and another $120 in additional Dining Credits. There is also a limited-time offer boost. Here are the highlights:
- 60,000 points + up to $100 back (Limited-time offer). Earn 60,000 Membership Rewards(R) Points after spending $6,000 on eligible purchases in your first 6 months. Plus, get 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Offer ends 11/6/24. (Previous bonus was 35k.)
- New White Gold design option. Available in Gold, Rose Gold or Limited-Edition White Gold metal design. White Gold design is only available while supplies last.
- $84 Dunkin’ Credit (NEW): Get up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at Dunkin’ locations. Enrollment is required.
- $100 Resy Credit (NEW). Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. This is broken down into up to $50 in statement credits semi-annually. Enrollment is required.
- $120 in Uber Cash. Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment is required.
- The Hotel Collection benefit. At over 1,000 upscale hotels worldwide that are part of The Hotel Collection, you can receive a $100 credit to use towards eligible charges, which may include food and beverage, spa, or other on-property charges with every booking of two nights or more through AmexTravel.com. Credit use varies by property.
- 4X Membership Rewards(R) points at restaurants worldwide (on up to $50,000 of purchases per calendar year, then 1X for the rest of the year).
- 4X Membership Rewards(R) points at U.S. supermarkets (on up to $25,000 of purchases per calendar year, then 1X for the rest of the year).
- 3X Membership Rewards(R) points on flights booked directly with airlines or on amextravel.com.
- 2X Membership Rewards(R) points on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- 1X Membership Rewards(R) point per dollar spent on all other eligible purchases.
- No foreign transaction fees.
- Terms apply.
- $325 annual fee (increased). Additional cards (authorized users) are free. (See Rates and Fees)
Note the following:
Welcome offer not available to applicants who have or have had this Card or the Premier Rewards Gold Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.
The application will tell you if they detect that you are not eligible for the bonus based on their records.
Membership Rewards points can be converted to the following airline and hotel programs (there are more, this is just a selection):
- Delta SkyMiles
- Hawaiian Airlines
- JetBlue
- ANA Mileage Club (partner of United Airlines)
- Air Canada (partner of United Airlines)
- British Airways (partner of American Airlines)
- FlyingBlue (Air France/KLM)
- Singapore Airlines
- Virgin Atlantic
- Choice Privileges
- Hilton Honors
- Marriott Rewards (Starwood)
You can also transfer to gift cards many retailers at varying rates, but many available at the rate of 10,000 MR points = $100 gift card. My most common redemption is a $100 Home Depot card for 10,000 points, sometimes less when they run special discount. However, don’t expect the cash-equivalent prepaid credit cards at that rate, it’s usually closer to a 0.6 cent/point ratio.
The value this card really depends on if you can use up their long list of annual credits, worth over $400 in value annually. Their target customer is a “food lover” that travels regularly. If you can take advantage of the credits, your potential first year value is higher than $800 with the current limited-offer.
Bottom line. The new American Express® Gold Card has a bunch of new features more targeted at the young, urban traveler including hundreds of dollars of potential credits related to dining out and travel. As you can only get the bonus once, the best time to apply is during a limited-time offer (like now) at 60,000 membership rewards points + up to $100 back.